What has changed?

We proudly launched Bell Wealth Partners, our new wealth management firm, with our new broker dealer LPL Financial. LPL is the nation’s largest independent broker/dealer* overall and third largest custodian of assets*, supporting over 21,000 independent advisors. As our client, your priorities and needs are our focus, and our commitment to tailoring plans specifically for you remains unchanged.

What motivated you to make the change?

Education, personalized guidance, and lasting partnerships are the cornerstones of Bell Wealth Partners—values that have been central to our practice from the beginning. These principles provide clarity in the present, confidence in decision-making, and a strong foundation for the future. In an industry that’s ever-changing, LPL gives us access to the latest technology, while affording us the independence and flexibility to do what’s best for you. As our broker/dealer, LPL provides a comprehensive user experience, resources, and investment choices that allow us to provide an even greater level of service that’s tailored just for you.

Why didn’t you tell us about this change earlier?

It was necessary to delay the announcement of our move to LPL Financial until our advisors were formally registered with them, to continue to adhere to our fiduciary obligations and avoid potential conflicts of interest. If you have any questions prior to us contacting you, please call us at 541-973-2990.

Has your investment process changed?

No. Our primary objective is still to support your financial goals any way we can. That’s why we do what we do, and that will never change. In fact, we’ll now be able to provide even more personalized attention and a higher level of overall service.

What should I expect during this transition?

You can expect a smooth and transparent process as we make this transition together. None of your current investments will need to be sold in the process of a transfer. We will contact you directly to discuss your account transfer, and how this change will positively impact your experience with us.

Why did you choose LPL Financial as your broker/dealer?

We decided to launch our new firm by affiliating with LPL Financial—a Fortune 500 company and one of the largest financial service firms in the country, safeguarding over $1 trillion in client assets*. This arrangement will allow us to utilize the strength and leverage of a major firm, while allowing us to build our own culture, team, and resources to best partner with you.

LPL’s comprehensive support, technology, and research, along with their model of transparency and dedication to independence and choice, allows us to provide you with a wide range of diligently evaluated, non-proprietary products. In fact, you will now have access to many investment options that previously were not available to you by virtue of LPL’s scale. As a leader in the retail financial advice market, we are confident that we are being fully supported by a firm who can match our high standards.

Where will my assets be held, and how safe will they be?

As a Financial Industry Regulatory Authority (FINRA) member firm, subject to the federal securities laws and the rules of industry self-regulatory organizations, LPL Financial prioritizes its obligations to protect client assets in their custody with the utmost care and scrupulous adherence to financial protection rules, including those governing the segregation of client assets.

LPL provides an enormous catalog of services and resources, as well as a long history of financial stability. The LPL Financial SIPC Membership provides account protection up to a maximum of $500,000 per customer, of which $250,000 may be claims for cash. An explanatory brochure is available at www.sipc.org. Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of customer accounts up to an overall aggregate firm limit of $750,000,000 subject to conditions and limitations.

The account protection applies when a SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments.

Can I keep my accounts where they are?

Yes, however we will not be able to manage the accounts since we are no longer affiliated with Raymond James. If you choose to keep your accounts, you will be reassigned to a different advisor.

Is my personal information protected? 

To protect your personal information from unauthorized access and use, LPL Financial uses security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. LPL’s online environment uses security technologies, including layered security and access controls over personal information. For further information, please visit LPL’s Privacy/Security page at: www.lpl.com/disclosures/privacy-security.html

How do I log into my account?

As soon as your account has been moved to LPL Financial, we will contact you to let you know how to enroll in Account View, which is our new client portal.

What wealth management services does Bell Wealth Partners provide in Medford, OR and Fairbanks, AK?

Bell Wealth Partners provides personalized wealth management services for individuals, families, retirees, and business owners in Medford, Oregon and Fairbanks, Alaska. Our services include wealth and legacy planning, investment management, retirement planning, business planning, tax-aware planning strategies, and estate planning coordination. We work with clients to develop financial strategies based on their unique goals, financial circumstances, and long-term objectives.

What is wealth and legacy planning?

Wealth and legacy planning is the process of organizing financial resources and developing strategies to help support long-term financial goals and the transfer of assets according to an individual's wishes. This may include considerations related to retirement income, estate planning, charitable giving, business succession, and family wealth transfer. Bell Wealth Partners helps clients evaluate these factors as part of a comprehensive financial planning process.

How does tax-aware planning fit into a financial plan?

Tax-aware planning involves considering the potential tax implications of financial decisions as part of a broader wealth management strategy. Areas that may be evaluated include investment accounts, retirement income distribution strategies, charitable giving, and wealth transfer considerations. Bell Wealth Partners works closely with clients and, when appropriate, their tax professionals to help ensure financial planning decisions are coordinated with overall objectives.

How can business planning support business owners?

Business planning can help business owners evaluate strategies related to growth, succession, risk management, and long-term financial objectives. A well-structured plan may also assist in preparing for ownership transitions, retirement, or other significant business events. Bell Wealth Partners works with business owners to align business planning considerations with their personal financial goals and overall wealth management strategy.

When should I consider working with a financial advisor?

Many individuals and families choose to work with a financial advisor when navigating important financial decisions, preparing for retirement, managing investments, planning for a business transition, or developing a legacy plan. A financial advisor can provide guidance and ongoing review of financial strategies based on changing goals and circumstances. Bell Wealth Partners works with clients to create personalized plans designed to address their unique needs and objectives.